Retiring in Mexico

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Why retire in Mexico? One obvious answer: it's cheaper. While prices vary from one place to the next, it is still possible to live modestly on $700 a month in some areas without having to move into someone's garage. For those on a more extravagant budget, you might be able to buy your dream home on the beach for $500k instead of $2 million. Food, clothing, gas and electronics tend to cost the same or more as in the US, but the cost of housing and eating out is usually much cheaper. Utilities are cheaper and house taxes are very low.

Another advantage of retiring in Mexico is the low cost of labor. It is easy to find help, whether you are looking for a maid, a gardener, a caretaker or someone to help with your home repairs. I might add that like everywhere else, home repairs are not likely to be without some problems and cost overruns, but the handicrafts, tiles and artwork in Mexico are so attractive that remodeling and decorating a home is a real pleasure.

Living in Mexico brings me back to a simpler lifestyle - more like when I was young. People are not afraid of each other and will always help you. It's ok to talk to children and they often come up and practice their English or ask questions. In fact your neighbor's children could become a big part of your life and you might end up with a few adopted Mexican grandchildren.

Need to change the date of your airline ticket with a Mexican Airlines? No problem, but it might cost $5. Need to make a phone call? Chances are someone will answer the phone. Plus, you really don't need a car to get around. And, noone will ever refuse to let you use their bathroom. Things like that just don't happen in Mexico.

There don't seem to be so many rules in Mexico. You can take your dog almost anywhere, even into many restaurants. My Mexican friend told me, "Oh, we have rules. We just ignor them". My friend went to take a test for his Mexican driver's license. When he got there at the appointed time there were many people waiting to take their tests, but no officials. An hour later the official arrived and declared "You all passed!" and issued the new licenses.

If you are living in Mexico with an FM3 (residency visa), you can sign up for IMSS medical insurance for about $250 a year. Prescription drugs are cheaper, and many drugs do not require a prescription. For minor ailments you can ask the advice of a pharmacist. Some Americans do prefer to get their medical treatment in the states.

There are about 250 nursing homes in Mexico ranging from independent living to Alzheimer's care facilities. The cost is about 1/10th of the cost in the US, and many retirees enjoy the good climate and casual atmosphere. The Lake Chapala area is popular due to it's good climate and proximity to excellent medical care in Guadalajara.

Alicia's Convalescent Complex in Ajijic is quite nice. The costs range from $1000 to $1200 depending on the level of care. The units have less than 10 people each. There are no planned activities but for those able to get around there are many ativities at the Lake Chapala Society. See this article in USA today for more info.

So, where should I retire? There are many things to consider. Do you need to be close to the border or a major airport for frequent visits with the grandchildren? Do you like large cities, or living in the country? Do you need to be close to the best medical care? Steamy jungles or dry deserts? What are you hobbies? Do you like water sports or do you prefer art museums? Take our test and let the guru help you decide the best spot to retire. You just check off the questions

Where to retire in Mexico

CONTIGO SAN BLAS   We rent 1 and 2 bedroom bungalows with kitchens. At $500 a month this is a perfect place to retire. Your water. gas and electric is included. Enjoy the comraderie in our beautiful tropical garden. We are a 5 minute walk to the plaza and a 10 minute bike ride to the beach. 145 CALLE ARISTA, SAN BLAS, Nayarit 323-285-1433 http://www.contigosanblas.com

Gustavos Bungalows   $400 a month. These are 2 bedroom furnished apartments - brand new and very nicely done. Must see! About 3 blocks from the plaza. Perfect for an early retirement. Contact Gustavo in the Plazza Minisuper on the plaza or by phone. English and Spanish spoken. San Blas, Nayarit 52 1 3231121870

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